The terms this site is offered on.

What this means in practice

1. 01

   PolicyZone IMF Private Limited is registered with IRDAI as an Insurance Marketing Firm. It solicits and services insurance products; it does not underwrite risk.

2. 02

   Nothing on this site is an offer of insurance, a quotation, or a guarantee that cover will be issued. Insurance is the subject matter of solicitation.

3. 03

   Policy terms, benefits, exclusions, waiting periods and premiums are governed solely by the policy document issued by the insurer. Where this site and a policy document differ, the policy document governs.

4. 04

   We do not guarantee that a claim will be approved. The insurer decides the claim under the policy wording. What we commit to is timely intimation, complete documentation and follow-through.

5. 05

   PolicyZone is remunerated by insurers within the limits IRDAI prescribes. Our advice does not add to the premium you pay.